financeФинансы: теория и практика/Finance: Theory and PracticeFinance: Theory and Practice2587-56712587-7089Financial University under The Government of Russian Federation10.26794/2587-5671-2026-30-1-1583-04finance-3501Research ArticleФИНАНСОВАЯ ГРАМОТНОСТЬFINANCIAl lITERACYОценка влияния курса «Фьючерсы и опционы» на студентов-финансистов: результаты исследования в КитаеAssessing the Impact of a «Futures & Options» Course on Finance Majors: Insights from a Futures & Options Course Study in Chinahttps://orcid.org/0009-0009-6848-0622ЧжанЗ.ZhangZ.

Чжун Чжан – PhD, Финансовая школа

Тонглинг

Zhong Zhang – PhD, Finance School

Tongling

137510@tlu.edu.cnhttps://orcid.org/0000-0003-4310-0848ТинмазХ.TinmazH.

Хасан Тинмаз – PhD, факультет искусственного интеллекта и больших данных, Эндикоттский колледж международных исследований

Тэджон

Hasan Tinmaz – PhD, AI & Big Data Department, Endicott College of International Studies

Daejeon

htinmaz@endicott.ac.krУниверситет ТонглингКитайTongling UniversityChinaУниверситет ВусонгЮжная КореяWoosong UniversityKorea, Republic of202622022026301188199Copyright © Чжан З., Тинмаз Х., 20262026Чжан З., Тинмаз Х.Zhang Z., Tinmaz H.Данная работа распространяется под лицензией Creative Commons Attribution 4.0.This work is licensed under a Creative Commons Attribution 4.0 License.https://financetp.fa.ru/jour/article/view/3501

Курс «Фьючерсы и опционы» (F&O) является основным для студентов-финансистов, позволяющим научиться определять и распознавать риски, овладеть навыками и методами управления рисками, а также сформировать мышление, ориентированное на риск. Цель исследования: выявить влияние курса F&O на профессиональное мышление, жизнь и будущую работу студентов. Проведен опрос студентов-финансистов (n = 534) китайского университета Тонглинг, изучавших курс F&O в течение последних двух лет. Исследовательские вопросы: Как студенты в настоящее время воспринимают курс F&O? Какие факторы влияют на текущее восприятие студентами курса F&O? Различается ли влияние курса F&O на жизнь / будущую работу и развитие студентов в зависимости от пола? Отличается ли влияние курса F&O на жизнь / будущую работу и развитие студентов в зависимости от их знаний о фьючерсах и опционах? Отличается ли влияние курса F&O на жизнь / будущую работу и развитие студентов в зависимости от их участия в инвестициях в акции и фонды? Отличается ли влияние курса F&O на жизнь / будущую работу и развитие студентов в зависимости от их участия в инвестициях во фьючерсы и опционы? Результаты исследования показали, что уровень знаний у студентов-мужчин немного выше, чем у студентов-женщин, а в отношении влияния курса F&O на жизнь / будущую работу и развитие студентов – гендерных различий нет. Студенты, которые определили для себя более высокую ценность полезности и способности управления рисками, не участвовали в инвестировании F&O. Студенты с более высоким уровнем знаний показывают лучшие результаты, чем остальные. Сделан вывод, что в целом уровень знаний студентов лучше в рамках текущей образовательной модели, готовность студентов участвовать в практике невелика, а культивирование осознания рисков не является идеальным.

The «Futures & Options» (F&O) course is a major for financial students to learn to identify and recognize risks, master the skills and methods of risk management, and shape risk-oriented thinking. The purpose of the study is to identify the impact of the F&O course on the professional thinking, life and future work of students. This study used a survey on finance students (n = 534) of Tongling University of China who have studied F&O course over the past two years. Research questions: (1) How do students currently perceive the F&O course? (2) What factors influence the current perception of F&O students? (3) Does the impact of the F&O course on life/future employment and student development vary by gender? (4) Does the impact of the F&O course on life/future employment and student development vary depending on their knowledge of futures and options? (5) Does the impact of the F&O course on the life/future work and development of students vary depending on their participation in equity and fund investments? (6) Will the impact of the F&O course on the life/future employment and development of students vary depending on their participation in futures and options investments? The results of the study showed that the level of knowledge of male students was slightly higher than that of female students, and there were no gender differences in the impact of the F&O course on the life/future employment and development of students. Students who identified themselves with higher value of usefulness and ability of risk management did not participate in investing F&O. Students with higher knowledge level perform better than the others. It was concluded that, in general, the level of knowledge of students is better within the current educational model, the readiness of students to participate in practice is low, and the cultivation of risk awareness is not ideal.

фьючерсы и опционырежим мышленияфинансовое образованиепреподавание экономикифинансовая грамотностьКитай‘Futures & Options’thinking modefinance educationeconomics teachingfinancial literacyChinaДанное исследование было проведено при финансовой поддержке учебного исследовательского проекта «Преподавание реформы и практики курсов по фьючерсам и опционам в прикладных университетах для бакалавров», номер проекта: 2022xj022. Финансовая школа Университета Тонглинг, Тонглинг, Китай. Кроме того, эта работа финансировалась Академическими исследованиями университета Вусонг в 2024 году. Университет Вусонг, Тэджон, Южная Корея.This research was sponsored by teaching research project «Teaching reform and practice of futures and options courses in applied undergraduate universities», Project № 2022xj022. Finance School of Tongling University, Tongling, China. Moreover, this research is funded by Woosong University Academic Research in 2024. 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The authors declare that there are no conflicts of interest present.