financeФинансы: теория и практика/Finance: Theory and PracticeFinance: Theory and Practice2587-56712587-7089Financial University under The Government of Russian Federation10.26794/2587-5671-2026-30-2-213-224finance-4290Research ArticleСтатьиПенсионный план и его связь с финансовым поведением: библиометрический анализRetirement Plan and Its Relation with Financial Behavior: a Bibliometrix Analysishttps://orcid.org/0009-0002-5318-0546РиниР. П.RiniR. P.

Ретно Пуспа Рини — аспирант кафедры менеджмента факультета экономики и бизнеса

Маланг, Восточная Ява

Retno Puspa Rini — PhD Student, Department of Management, Faculty of Economic and Business

Malang

retnopuspar@student.ub.ac.idhttps://orcid.org/0009-0000-7731-9149Мулджади.Moeljadi.

Мулджади — PhD, профессор кафедры менеджмента факультета экономики и бизнеса

Маланг, Восточная Ява

Moeljadi — PhD, Prof. at Department of Management, Faculty of Economic and Business

Malang

moeljadi@ub.ac.idhttps://orcid.org/0000-0002-7482-8172ВиджайантиР.WijayantiR.

Рисна Виджайанти — PhD, доцент кафедры менеджмента факультета экономики и бизнеса

Маланг, Восточная Ява

Risna Wijayanti — PhD, Assoc. Prof. at Department of Management, Faculty of Economic and Business

Malang

risna@ub.ac.idhttps://orcid.org/0000-0002-8308-2034РатнаватиК.RatnawatiK.

Кусума Ратнавати — PhD, доцент, профессор кафедры менеджмента факультета экономики и бизнеса

Маланг, Восточная Ява

Kusuma Ratnawati — PhD, Assoc. Prof. at Department of Management, Faculty of Economic and Business

Malang

kusuma@ub.ac.idУниверситет БравиджайяИндонезияBrawijaya UniversityIndonesia202613042026302213224Copyright © Рини Р., Мулджади .., Виджайанти Р., Ратнавати К., 20262026Рини Р., Мулджади .., Виджайанти Р., Ратнавати К.Rini R., Moeljadi .., Wijayanti R., Ratnawati K.Данная работа распространяется под лицензией Creative Commons Attribution 4.0.This work is licensed under a Creative Commons Attribution 4.0 License.https://financetp.fa.ru/jour/article/view/4290

Цель исследования — выявить связь между выходом на пенсию и финансовым поведением с помощью библио- метрического анализа. В процессе поиска были найдены 5202 научные работы, опубликованные с 1946 по 2024 г. В этом исследовании, используя библиометрические методы, включая анализ взаимных цитирований, совместной встречаемости ключевых слов и сети цитирования, изучается эволюция исследовательских тенденций, ключевых тем и интеллектуальных структур в данной области. Результаты показывают растущий интерес к пересечению тем пенсионного обеспечения и финансового поведения с увеличением акцента на такие темы, как пенсионное планирование, финансовая грамотность, поведение в отношении сбережений и инвестиционные стратегии. Анализ цитирования помогает определить основополагающие работы и влиятельных авторов, изучение частотности ключевых слов — выделить основные темы и концепции, а анализ сети цитирования демонстрирует взаимосвязь исследовательских тем и распространение знаний в этой области. Авторы отмечают ограничения по охвату и публикационным искажениям и предлагают направления для будущих исследований, которые углубят понимание динамики пенсионного обеспечения и финансового поведения. Эта работа вносит вклад в существующую научную литературу, предоставляя полный обзор научных тенденций и тематических закономерностей, а также важные данные для будущих исследований и политических инициатив по улучшению финансового благополучия пенсионеров.

This research uses bibliometric analysis to explore the relationships between retirement and financial behavior. A comprehensive search yielded 5202 documents spanning from 1946 to 2024. Utilizing bibliometric techniques, including co-citation analysis, keyword co-occurrence analysis, and citation network analysis, this study examines the evolution of research trends, key themes, and intellectual structures within the field. Findings reveal a growing interest in the intersection of retirement and financial behavior, with an increasing emphasis on topics such as retirement planning, financial literacy, savings behavior, and investment strategies. Co-citation analysis identifies seminal works and influential authors, while keyword co-occurrence analysis highlights prominent themes and concepts. Citation network analysis elucidates the interconnectedness of research topics and the dissemination of knowledge within the field. Limitations, including scope constraints and publication biases, are acknowledged, and future research directions are proposed to further advance our understanding of retirement and financial behavior dynamics. This study contributes to the existing literature by providing a comprehensive overview of research trends and thematic patterns, informing future research agendas and policy initiatives aimed at promoting financial wellbeing in retirement.

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The authors declare that there are no conflicts of interest present.