Что определяет финансовое поведение домохозяйств в Пенджабе (Пакистан)
https://doi.org/10.26794/2587-5671-2024-28-6-1151-01
Аннотация
Цель данной работы — ответить на вопрос, что влияет на финансовое поведение пакистанских домохозяйств? Учитывая эпистемологические принципы интерпретационизма, онтологические принципы субъективизма и индуктивный подход, в данной работе используются качественные методы исследования. Проведено 38 полуструктурированных интервью. Полученные результаты свидетельствуют о том, что финансовое планирование домохозяйств в Пакистане определяют демографические и макроэкономические факторы. Намерения, общество и культура влияют на расходы домохозяйств, а специальная цель и наличие сбережений определяют их сберегательное поведение. В научной литературе нет однозначного мнения относительно детерминант финансового поведения домохозяйств, в первую очередь из-за различий в культуре разных стран. Это подчеркивает важность отдельного изучения финансового поведения домохозяйств в условиях Пакистана. Оригинальность заключается в исследовании факторов, определяющих финансовое поведение пакистанских домохозяйств.
Об авторах
У. Хабиба
Университет МБА в Суккуре
Пакистан
Конфликт интересов:
Пакистан
Уме Хабиба - аспирантка, Департамент делового администрирования
Суккур
Конфликт интересов:
Авторы заявляют об отсутствии конфликта интересов
М. У.Р. Бхайо
Школа бизнес-исследований, Институт делового администрирования
Пакистан
Конфликт интересов:
Пакистан
Муджиб-у-Рехман Бхайо - PhD, доцент, профессор, Департамент финансов
Карачи
Конфликт интересов:
Авторы заявляют об отсутствии конфликта интересов
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Рецензия
Для цитирования:
Хабиба У., Бхайо М.У. Что определяет финансовое поведение домохозяйств в Пенджабе (Пакистан). Финансы: теория и практика/Finance: Theory and Practice. 2024;28(6):186-195. https://doi.org/10.26794/2587-5671-2024-28-6-1151-01
For citation:
Habibah U., Bhayo M.U. What Determines Household’s Financial Behavior? A Case of Punjab, Pakistan. Finance: Theory and Practice. 2024;28(6):186-195. https://doi.org/10.26794/2587-5671-2024-28-6-1151-01
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