MODERNIZATION OF THE BUSINESS MODELS OF THE ACTIVITIES OF CERTAIN GROUPS OF RUSSIAN COMMERCIAL BANKS
https://doi.org/10.26794/2587-5671-2016-20-6-108-119
Abstract
The article analyzes the characteristics of the business activities of individual groups of commercial banks (state-owned, foreign-owned, large private, medium-sized and small regional, small). On this basis stand out model of the banking business activities: state monopoly, international arbitration, a player with a high risk appetite, pocket bank, retail bank. The characteristics of each model is proposed: ROE, the added value for the shareholders - SVA, optimizing cash flow, business diversification, country risk. Identified models which are, the priority for these groups of banks. It offered the directions of the modernization of this models to harmonize them with the objectives of the national economy.
About the Authors
N. I. Valentseva
Financial university
Russian Federation
Russian Federation
M. A. Pomorina
Financial university
Russian Federation
Russian Federation
References
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Review
For citations:
Valentseva N.I., Pomorina M.A. MODERNIZATION OF THE BUSINESS MODELS OF THE ACTIVITIES OF CERTAIN GROUPS OF RUSSIAN COMMERCIAL BANKS. Finance: Theory and Practice. 2016;20(6):108-119. (In Russ.) https://doi.org/10.26794/2587-5671-2016-20-6-108-119
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