Внутренние факторы, оказывающие влияние на прибыльность коммерческих банков Иордании
https://doi.org/10.26794/2587-5671-2022-26-5-79-89
Аннотация
Цель исследования — выявить факторы, влияющие на прибыльность коммерческих банков Иордании. Для достижения этой цели было отобрано 13 коммерческих банков из 16, зарегистрированных на Амманской фондовой бирже в 2011–2020 гг.
Переменные исследования анализировались с использованием программного обеспечения E-Views для дескриптивного анализа, корреляционного анализа, а также простого и множественного линейного регрессионного анализа. В исследовании показано, что когда независимые факторы интегрируются, они влияют на зависимые факторы, отражаясь при этом на рентабельности активов коммерческих банков.
Сделан вывод, что соотношение чистых процентов по кредиту к сумме чистых кредитных средств оказывает положительное влияние на прибыльность коммерческих банков. Напротив, отношение чистого процентного и комиссионного дохода к общему доходу, отношение резерва по кредитным средствам и процентов по приостановленным кредитам к сумме чистых кредитных средств, размер банка — отрицательно влияют на прибыльность, измеряемую рентабельностью активов в коммерческих банках Иордании.
Об авторе
С. Р. Альманасир
Технический университет Тафила
Иордания
Конфликт интересов:
Иордания
Суфиан Р. Альманасир — PhD, доцент, заместитель декана Колледжа бизнеса
Тафила
Конфликт интересов:
автор заявляет об отсутствии конфликта интересов
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Рецензия
Для цитирования:
Альманасир С.Р. Внутренние факторы, оказывающие влияние на прибыльность коммерческих банков Иордании. Финансы: теория и практика/Finance: Theory and Practice. 2022;26(5):79-89. https://doi.org/10.26794/2587-5671-2022-26-5-79-89
For citation:
Almanaseer S.R. Internal Factors affecting commercial banks Profitability in Jordan. Finance: Theory and Practice. 2022;26(5):79-89. https://doi.org/10.26794/2587-5671-2022-26-5-79-89
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